Generally Speaking, these Products are
Time Dependent which typically
provide a better Rate of Return than CD's or Money Markets. These
Vehicles provide you with a Guaranteed Fixed Rate of Return. The Rates
are displayed over a set number of years. Different Products are
available with different Time Horizons. One key
point with this type of Vehicle is that your Principal is Safe will
never be
lost with Guaranteed Stated Rates of Return. Product Informational
Brochures can be made
available.Products differ from Company to Company and are listed for
which States they have approval to sell that particular Product. Money
Invested and Minimums differ by Product and are availble for Qualified
and Non Qualified Monies.
Contact Rudy Russo at Rudy205@comcast.net. If you prefer to call I can be reached at 732-558-8968 . Please leave Message and I will return your call ASAP.
Some examples of Companies we use are : American Equity, American
National (ANICO), North American etc. We can provide quotes from a number of well positioned
Companies . The Rates and product availability is updated every two
weeks.
a Different alternative available to provide you with Retirement Income.
These products have early withdrawal fees. Also tax consequences if
withdrawn before 59 1/2. Please check with your tax
advisor.
(These monies should be Monies that are not needed and can stay
deposited for a long time period. Monies withdrawn early are normally
subject to Penalties depending on the Specific Annuity. Most Annuities
have Minimums based upon Non-Qualified or Qualified Income. Could be
part of a Long Term Strategy for someone of any Age.)