Generally Speaking, these Products are
Time Dependent which typically provide a better" Rate of Return" than CD's
or Money Markets. The Indexes utilized are popular indexes published
and commonly followed. One key point with this type of Vehicle is that
your Principal will never be lost even in a Down Year you may earn Zero
Percent but your Principal remains intact. Product Informational
Brochures can be made available. Products differ from Company to Company
and are listed for which States they have approval to sell that
particular Product. Contact Rudy Russo at Rudy205@Comcast.net. If you prefer to call I can be reached at 732-558-8968. Please leave Message and I will return your call ASAP.
Some examples of Companies we use are : American Equity, American
National etc. We can provide quotes from a number of well positioned
Companies . The Rates and product availability is updated every two
weeks.
I am a contracted Agent to sell these excellent Products with American Equity Investment Life Insurance Company. One such product I have sold is their Integrity Gold, a Fixed Indexed Annuity with a Lifetime Income Benefit Rider. Contact me for additional Information including Color, Detailed Brochures explaining many important and Unique features of the Product. These Brochures are available to you without any Obligation. See my contact information listed above. These Products offer options to invest both" Qualified" and " Non Qualified " Monies with different minimums for Investment Monies. In my opinion this is an exciting and versatile product when it comes to Savings for your future.
This is a Different alternative available to provide you with Retirement
Income. These products have early withdrawal fees. Also tax
consequences if withdrawn before 59 1/2. Check with your tax advisor.
(Please
Note:As with the Fixed Annuities these products may fit in the same
Scenario with regards to providing Income for when you Retire, while
seeking a better Return than a Typical CD or Money Market. With this
also only Monies should be used that are not needed for an extended
period time. The Rate is not Guaranteed as is the case with the Fixed,
but the Parameters ( Caps etc ) are.